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二，渠道为王。永远要重视银行渠道的经营维护，同银行在战略上保持一致，战术上保持配合，才能形成高质量的关系，才能精准高效为客户提供服务。三，产品制胜。坚持以客户为中心，满足客户的需要，满足银行销售场景的需要。因为在银行的销售场景上，在这么短时间内，如何把这样复杂的场景产品销售出去，如何在产品的开发当中能够满足这样的销售场景，确实是需要认真思考的一个问题。总体来说，要实现产品的专属化、定制化、灵活化，真正使保险产品能够嵌入到银行的销售与服务中。包括保险公司的产品能不能跟进银行的销售场景，以及嵌入到银行的产品当中。

中国、韩国等后发工业国家通过发展先进技术、海外并购等措施迅速崛起，正在不断缩短与德国之间的差距。但善于反思的德国人并没有简单地用加征关税的方式解决这个问题，而是反问了自己一个问题：在全球化趋势不断发展、创新进程极大加快、其他国家扩张性和保护主义工业政策日益抬头的背景下，如何维护“德国制造”的领先优势和可持续发展？

责任编辑：张岩海外网2月13日电 据朝鲜劳动党机关报《劳动新闻》13日报道，越南副总理兼外长范平明率领的越南外交部代表团于12日抵达平壤。朝鲜外务省人员在平壤国际机场迎接。《劳动新闻》还刊登了上述人员的合影。日前，美国总统特朗普在社交网站透露，他将于2月27日至2月28日在越南首都河内，会晤朝鲜最高领导人金正恩。

Simon： Personally I don’t think that the new regulation makes sense。 But it reflects the mood of the politicians， the industry and probably the majority of Germans。 In my opinion the German government should focus on creating a level playing field for German and foreign companies in China rather than impeding foreign and Chinese investments in Germany。 I do not expect that the new rules will have much impact。 There are some critical areas like infrastructure or defense where such restrictions are understandable and make sense， but for 90% of the economy they are nonsense。 But I have also to criticize the Chinese。 We have seen 162 acquisitions of German companies by Chinese investors in the last three years， in the opposite direction we had 32。 This imbalance in the numbers as such is not a problem。 The problem is rather that some of the Chinese takeovers were seen as rather aggressive and as coordinated within the “Made in China 2025”- initiative。 I think that the aggressive communication of that campaign has done damage to Chinese investments abroad。 Yes， China has been very successful。 But I would recommend the country to boast less about this success and the ensuing strength。 Chinese acquirers have often payed very high prices。 While this may be advantageous for the seller， it is not perceived well by politics and the public。 Why？ Because overly high prices create the suspicion that these are political rather than pure business acquisitions。

不过，金炳俊很快补充了一句，“我认为，根据曾经的工作经验来看，不排除在管理中存在着一些漏洞，使疫苗对外流通，甚至发往中国等周边国家的可能性；尤其是，一般情况下，韩国医疗机构会主要聚集在中心商业区或部分居民区，很少有医院会地处较为偏僻的地区。”他同时证实，的确有一些韩方医疗机构曾希望在华设立机构或寻找中方合作机构，并提供HPV九价等疫苗的注射，但其中大多不了了之。

中证投资认为，近期市场波动加剧，热点轮动明显提速，投资者关注焦点集中在大小盘风格切换上。这一方面源于震荡行情中，以创业板为代表的科技股更加抗跌；另一方面也与创业板估值溢价率回落至历史地位，上行阻力相对较小密切相关。在此背景下，国金证券坚定推荐成长股投资机会。认为创业板盈利呈现结构性改善，优质价值成长个股配置价值显现。